Do you know where to turn when you get into a car accident?
A car accident can be confusing, frightening, and traumatic. And sometimes the full extent of the damage you’ve suffered isn’t even immediately apparent.
Merchant Law is one of Canada’s most experienced and toughest plaintiff’s law teams. We can help you recover from your accident by vigorously pursuing all the compensation you’re entitled to under the law.
Do I really need a personal injury lawyer?
Were you at fault for the accident?
If not, then you definitely need a personal injury lawyer. You are hurt because another driver was negligent.
Everyone makes mistakes, which is why Alberta law requires each driver to carry at least $200,000 in Public Liability and Property Damage (PLPD) coverage. While this means the insurance company could be required to pay out $200,000 when a driver injures someone in an accident, they will try to get away with paying much less.
But serious injuries can exceed even the $200,000 limit. And there may be other parties who will need to be held responsible.
A car accident lawyer can help ensure your bills get paid and your lost wages now and in the future are replaced. A car accident shouldn’t ruin your life. We’re here to ensure it doesn’t.
What should I do after a car accident in Calgary-Bowness?
Don’t leave the scene. Stay calm and call the police.
If you’re seriously hurt, medical care should be your priority. If you can barely move or speak you need to wait for medical care.
But if you are mobile, aware, and not too injured, now is the time to gather information. You need the driver’s name, number, and insurance company. You’ll also want the name and number of any witnesses. You’ll need to document your account as best as you remember it right now, and start taking some photographs.
Lucky these days just about everyone has a smart phone camera. Take a lot of photos and walk around, if you are able, and take photos from various vantage points trying to show the street, the road conditions, any skid marks, damages to vehicles etc. It is best if you do not move the vehicles until the police arrive, or at least until you have properly documented everything with photographic evidence.
Keep those photos for your personal injury lawyer. Do not offer to share them with the other driver or with the police or anyone else. Let your lawyer determine which photos are helpful.
Later, you’re going to want to obtain a copy of the accident report from the police department. Make sure you take down the officer’s name, and your case number. The police officer should provide you with a copy of your witness statement, but you’ll want more than that. As soon as you’ve received medical care and are in a position to do so, make sure to visit www.ecollision.gov.ab.ca to obtain a copy of your accident report.
Next, you are required to inform your insurance company of the accident. Don’t admit to any fault. Just give the bare-bones facts. The insurance company will send an adjuster out.
Ideally, you’ll have chosen a personal injury lawyer before the adjuster arrives. Referring all insurance parties on to your lawyer to your personal injury lawyer is the best way to avoid a substandard settlement that doesn’t cover the costs of your accident. Facing an insurance company alone is never a good idea. They do their jobs day-in and day-out. They’re extremely adept at it, and are not afraid to try to overwhelm you into accepting less than your due.
Remember, throughout this process documentation and record-keeping will be extremely important. This provides us with the evidence we need to secure a good outcome for you.
What if both drivers are at-fault?
This is a pretty common situation. Fault is often determined as a matter of percentages. But if the other driver’s insurance company doesn’t pay for your damages, yours is responsible for doing so. Thus you will still require a personal injury lawyer to protect your interests.
Remember, at the scene of an accident it’s not your job to determine fault or to admit it.
How can I get help from your team?
Remember, hiring one of our Calgary-Bowness car accident lawyers is painless. We work on a contingency basis, which means we don’t get paid unless you do. That means consulting with our team is 100% risk free.
We will even meet with you on weekends or on holidays. There’s no reason not to call us as soon as you can after your accident.
And while we’re happy to accept a fair settlement, we’re not at all afraid to litigate. In fact, you’ll find we’re known for having amoung our ranks some of the nation’s toughest litigators.
Call (403) 237 7777 now, or stop by our office at:
AB, T3H 3P2